It is Deepak regarding Bangalore . I minimal me personally for a long time out of composing which post to you personally. But, once i didn’t see people reaction and you may liability off Axis Lender, I’m able to not wait.
All of this been some time into the February this present year. We booked a condo when you look at the a flat for the Bangalore and are given the get in touch with off Mr. Amit Sharma ([protected]) out of Analytical Investments (having AXIS Lender) from the builder. Mr. Amit met myself and i also informed me him my paycheck, expenditures or any other expense facts, considering hence, he confirmed myself that we feel the qualification out-of 23 lacs. Because this amount was adequate for me personally to visit to come, We went on which have a knowing that qualifications has already been assessed. Amit informed me this from their colleague can come so you’re able to grab the data and you can cheque to have handling payment for this domestic mortgage. Following, I found myself approached from the Mr. Murugesh ([protected]), whom arrived and collected my personal records together with cheque of Rs. 5618 on operating percentage. I didn’t forget when you look at the supplying the cheque just like the Mr. Amit had already affirmed me on the my qualification. Mr. Murugesh grabbed most of these and you may went back. The latest confirmation techniques already been and i also waited for very long date considering one everything is going on well. Within a couple of days, I spotted you to definitely my savings account was debited on cheque which i accessible to AXIS Bank to have Rs. 5618. Which provided me with way more depend on one to things are taking place really.
Basically did not have the eligibility, I am not saying a trick to proceed with the loan processes and you will waste my personal Rs
It was a shock. There can be no reason at all said from the letter. We entitled AXIS Bank’s place of work and you may talked to Ms. Renu ([protected], landline [protected]. She said that this new letter was sent by mistake and remain working on the mortgage procedure. After, she entitled myself up-and to my amaze; she said that my personal qualifications isnt there towards the financing. I became taken aback. Which remark came from AXIS Financial regardless of if Mr. Amit had currently explained that i got qualification away from 23 lacs, pursuing the target and other confirmation procedure had been done, following control percentage matter was extracted from my account and you may after waiting for way too long. We contended having Renu how you’ll following Mr. Amit tell that we had the eligibility. 5618. She again told me you to she will focus on their own movie director and you can go back to me personally. She named once more a short time but, them to declare that nothing could well be complete and you can my personal eligibility isnt around in addition to financing cannot be sanctioned. I experienced upset and you can asked their unique to go back straight back my running fee matter. She said the policy is not here to go back extent. We know out of HDFC and ICICI Lender that if they will not sanction the loan, the files in addition to the count are came back returning to the consumer. However, here, none performed I have right back my personal documents till big date, neither extent.
When i saw nothing is producing performance, I inquired Renu to give their unique manager’s number. She gave the amount (sorry, I really don’t contemplate their term) assuming I entitled, he was riding and you will asserted that he would know me as straight back. I waited for many months for his phone call. One to good big date, you to definitely Ms. Indu (I think this is the name) entitled me personally and asserted that their movie director wanted to know as to the reasons I experienced called your a short time straight back. I informed me her entire facts however,, she heard and you may said the same the brand new running commission can’t be returned. When i requested their once more, she said that she’s going to correspond with their particular movie director and you can phone call myself back. So it never ever happened. To follow along with right up, when i called and you may talk to her, she said her movie director is out of station and you will she doesn’t $255 payday loans online same day New York see as he would be back. Today, after over each week, I’m still looking forward to the fresh new manager’s label.
Sir, as you discover, this really is a horrible feel. I happened to be told one a board has analyzed AXIS Lender as a knowledgeable lender. I don’t know how. About, I would personally never ever point out that. You can observe they’ve offered not true information regarding this new qualifications, gathered new files, removed the fresh control commission after which reverted right back proclaiming that qualifications is an issue. Right up until go out, they haven’t yet came back the fresh new data or the count. Qualifications is the to begin with you to a customers takes care prior to providing any processing percentage. However,, AXIS Lender have duped contained in this value and it has made specific currency using this. I’m not sure exactly how many some body will have knowledgeable which having AXIS Bank. Which ends up a company for them. Really don’t thought he has any business Stability. How do they give you false information for the consumers and come up with currency?
Unexpectedly, eventually I experienced a letter within my home address claiming you to definitely AXIS Lender can not supply the financing to me
Sir, I’d and therefore ask you to please consider this dilemma urgently and help safeguard new customers’ liberties. Your help certainly will make certain that AXIS Bank will not repeat such times down-the-line having various other consumer.